STATE BANK FREEDOM - Your Mobile Your Bank
Away from home, bills can be paid or money sent to the loved ones or balance enquiries done anytime 24x7 !!! That is what State Bank FreedoM offers - convenience, simple, secure, anytime and anywhere banking.
The Mobile Banking services are available over four modes viz. i) Application Based ii) WAP Basediii) USSD Based and iv) SMS Based
The following facilities are available in State Bank FreedoM - Mobile Banking Services:
Funds transfer (within and outside the bank)
Enquiry services (Balance/ Mini statement)
Cheque Book Request
Mobile Topup
Demat Enquiry Services (Portfolio value, Request for DIS booklet, Value of holdings, Statement of charges, Transaction Status etc.)
Bill Payment (Utility bills, Mobile Bills, Credit Cards, Insurance Premium payments, Donations, Subscriptions etc.)
M Commerce (Top up of Tatasky, BigTV, SunDirect, DishTV connections and receive recharge pins for DigitalTV/Videocon d2h, Merchant payment)
All Current/Savings Bank/Overdraft Account holders in 'P' Segment are eligible. All customers can avail the service irrespective of their telecom service provider. The transaction limit per day per customer for Application & WAP based MBS is Rs. 50,000/-with a calendar month limit of Rs. 2,50,000/-. The corresponding limits for USSD & SMS based MBS are Rs. 1,000/- & Rs. 5,000/-.
Comparison of Features Available in Different Modes of Mobile Banking Services
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Sl No
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Facilities
|
Application
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WAP
|
USSD
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SMS
|
1
|
Enquiry Services
|
Y
|
Y
|
Y
|
Y
|
2
|
Mobile Topup
|
Y
|
Y
|
Y
|
Y
|
3
|
Funds Transfer (Intra Bank)
|
Y
|
Y
|
Y
|
-
|
4
|
Funds Transfer (Inter Bank)
|
Y
|
Y
|
-
|
-
|
5
|
Cheque Book Request
|
Y
|
Y
|
Y
|
-
|
6
|
DTH Recharge/Topup
|
Y
|
Y
|
-
|
Y
|
7
|
Bill Pay
|
Y
|
Y
|
-
|
-
|
8
|
m-Commerce
|
Y
|
Y
|
-
|
-
|
9
|
Demat Account Services
|
Y
|
Y
|
-
|
-
|
10
|
Daily Limit
|
50000
|
50000
|
1000
|
1000
|
11
|
Monthly Limit
|
250000
|
250000
|
5000
|
5000
|
12
|
No. of Self A/cs which can be linked
|
5
|
5
|
1
|
1
|
13
| No. of Intra Bank Payees can be registered at a time |
5
| 5 | 5 | - |
14
| No. of Inter Bank Payees can be registered at a time | 5 | 5 | - | - |
15
|
Software to be installed
|
Yes
|
No
|
No
|
No
|
MOBILE TO MOBILE FUND TRANSFER USING INTER BANK MOBILE PAYMENT SERVICE (IMPS)
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It is now possible to send money to accounts in SBT or Other Banks* using Mobile Number and a 7 digit Number called Mobile Money Identifier (MMID).
Advantages
(i) No requirement of registering Payees.
|
(ii) Instant credit to beneficiary’s account
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(iii) Instant SMS to sender and receiver regarding Debit /Credit in their account.
|
(iv) Account Number sharing with third parties avoided. Only Mobile Number and MMID required to be informed to the sender for receiving money.
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All customers of SBT can receive money using this platform. However, for sending money through IMPS the customer should have Mobile Banking facility.
For receiving funds through IMPS, you have to register your Mobile Number for getting MMID.
How to get MMID?
All SBT customers having mobile banking facility will be issued 7 digit MMID for the primary account registered for Mobile Banking. For linking other accounts, they may visit the Branch and apply for the same by filling up an application form.
Customers not registered for mobile banking can register their mobile number at the nearest State BankATM to get MMID for the primary account linked to the ATM card, as described below:
Swipe your Debit Card > Select Mobile Registration> Enter ATM PIN > Select Register for Interbank Mobile Payment Service( IMPS) > enter your mobile number > Confirm
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How to transfer money using IMPS?
For customers using application based /WAP based mobile banking
Open the mobile banking application or login to WAP link (http://mobile.prepaidsbi.com/sbiwap/)
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Select Funds Transfer -> Mobile to Mobile Transfer (IMPS)
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Enter mobile number of the payee -> enter MMID of the payee -> Enter purpose (optional) ->enter amount -> select account to be debited->Select OK
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Enter MPIN, Select Confirm and Send the request
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For customers using USSD based mobile banking
choose the IMPS option 7 after successful login and respond as follows:
· Enter the Mobile No of the payee
· Enter the MMID of the payee
· Enter the purpose
· Enter amount
· Enter the MPIN and complete the request
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For customers using SMS based mobile banking
Please send the message using the following key words to 9223440000 for making a funds transfer through IMPS.
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IMPS<Space>Mobile No<Space> MMID<Space>amount<Space>User ID <Space> MPIN<Space>Purpose (Optional - maximum length 20 Character)
|
How to retrieve forgotten MMID?
Send the following message
MMID<SPACE>SBT to 9223440000 (For retrieving MMIDs of all accounts)
MMID<SPACE>SBT<SPACE>Account number to 9223440000 (for retrieving MMID for a particular account)
How to Cancel MMID?
Send the following message
MMIDCANCEL<SPACE>SBT to 9223440000 (For Canceling MMIDs of all accounts)
MMIDCANCEL<SPACE>SBT<SPACE>Account number to 9223440000 (for Cancelling MMID for a particular account)
How to Change Mobile Number?
Cancel the MMID first and go for a fresh registration.
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